BANK'S ACTIVITIES

Simple banking activities, namely buying money (raising funds) and selling money (channeling funds). The current banking activities in Indonesia are:

a. Collecting funds from the public (Funding) in the form
1. Demand Deposit (Demand Deposit)
2. Savings Deposits
3. Time Deposit

b. Channeling funds to the community (Lending) in the form
1. Investment Credit
2. Working Capital Loans
3. Trade credit

c. Providing other Bank services (Services) such as:
1. Transfer (remittance)
2. Collection (collection)
3. Clearing (clearing)
4. Safe Deposit Box
5. Bank Card
 6. Bank Notes (foreign exchange)
7. Bank Guarantee
8. Bank reference
9. Bank Draft
10. Letter cf Credit (L / Q
11. Tourist Check (Traveler Check)
12. Buying and selling securities
13. Receiving deposits such as:
• Payment of taxes
• Telephone payments
• Enrichment of electricity & water
• Payment of tuition fees
14. Serving payments such as:
• Salary / pension / honorarium
• Payment of dividends
• Payment of coupons
• Payment of bonuses / prizes
15. In the Capital Market banking can provide or become:
• Underwriter
• Guarantor (guarantor)
• International trade trustees
• Securities trading brokers (brokers / brokers)
• Securities traders (dealers)
• Investment company

People's Credit Bank Activities
Collecting funds in the form of:
1. Savings Savings
2. Deposit Deposits

The restrictions for Rakya Credit Banks are as follows
1. Receive demand deposits
2. Following clearing
3. Conducting foreign exchange activities
4. Perform insurance activities

Mixed Bank and Foreign Bank Activities In seeking funds from foreign and joint venture banks, it is prohibited to accept deposits in the form of savings deposits.
Loans are given more directed to certain fields such as:
• International trade
• Industrial and production fields
• Foreign / mixed investment