ESTABLISHMENT AND ESTABLISHMENT OF BANK LAWS

Establishment of a company in the form
anything must get permission from the relevant agency first, as well as permission to conduct banking.
To obtain a bank business license, the requirements that must be met according to Law Number 10 of 1998 are at least:

1. Organizational structure and management
2. Capital
3. Ownership
4. Expertise in banking
 5. Feasibility work plan

All requirements and procedures for bank licensing above are determined by Bank Indonesia.
There are several forms of law that can be chosen if you want to establish a bank in accordance with Law Number 10 of 1998. The form of legal entity for commercial banks can be one of the alternatives below:

a. Limited company,
b. Cooperative or
c. Regional Company (PD)
For legal entities in the form of Rural Banks in accordance with Act Number 7 of 1992 may be in the form of:
a. Regional Company (PD)
b. Cooperative
c. Limited Liability Company (PT)
d. Or other forms determined by the government.

TYPES OF BANKS OFFICES

What is meant by types of bank offices can be seen from the extent of the activities of bank services offered in a bank branch. The extent of this activity depends on the policy of the bank's head office.
The types of bank offices referred to are as follows:
1. Head Office
It is an office where all the planning and supervision activities are in this office.
2. Full Branch Office
 It is one of the branch offices that is under the head office which provides the most complete services.
3. Sub-Branch Offices
Is a branch office that is located below; full branch office where bar service activities are served only in part.
4. Cash Office
It is the smallest bank office in which its activities only cover tellers / cashiers. Denge, in other words, the cash office only conducts a small part of banking activities and is under the full subsidiary or branch cabari.